A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses.

Types of student loans:

Plan 1

You’re on Plan 1 if you’re:

  • an English or Welsh student who started an undergraduate course anywhere in the UK before 1 September 2012

  • a Northern Irish student who started an undergraduate or postgraduate course anywhere in the UK on or after 1 September 1998

  • an EU student who started an undergraduate course in England or Wales on or after 1 September 1998, but before 1 September 2012

  • an EU student who started an undergraduate or postgraduate course in Northern Ireland on or after 1 September 1998

Plan 2

You’re on Plan 2 if you’re:

  • an English or Welsh student who started an undergraduate course anywhere in the UK on or after 1 September 2012

  • an EU student who started an undergraduate course in England or Wales on or after 1 September 2012

  • someone who took out an Advanced Learner Loan on or after 1 August 2013

Plan 4

You’re on Plan 4 if you’re:

  • a Scottish student who started an undergraduate or postgraduate course anywhere in the UK on or after 1 September 1998

  • an EU student who started an undergraduate or postgraduate course in Scotland on or after 1 September 1998

Postgraduate Loan

You’re on a Postgraduate Loan repayment plan if you’re:

  • an English or Welsh student who took out a Postgraduate Master’s Loan on or after 1 August 2016

  • an English or Welsh student who took out a Postgraduate Doctoral Loan on or after 1 August 2018

  • an EU student who started a postgraduate course on or after 1 August 2016

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