RTI (Real Time Information) was an essential government programme that aims to improve how employers submit Pay As You Earn (PAYE) information about their employees to HM Revenue & Customs (HMRC).

The RTI system is designed to deliver benefits to HMRC, employers and employees. These benefits include greater stability and reduced risk of over or underpayment of tax for employees, simplification for employers at the end of the year (no more need for an End of Year return), dealing with leavers and joiners and reduced scope for error and fraud.

In addition, RTI provides the essential platform for Universal Credit, a significant government welfare reform programme.